Who is eligible to use WeChat Pay and Alipay?

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There are several rules around WeChat Pay and Alipay eligibility from Stripe, as well as the governments of the locations of these companies. We'll do our best to explain those below. However, it is important to note that the Payment for Stripe app is a separate entity from Stripe, as well as WeChat Pay and Alipay. Using these payment methods means you conform to your Terms of Service and Privacy Policies of each service.

 

Alipay Eligibility

Alipay is a popular digital wallet in China, owned by Alibaba. Launched in 2004, Alipay currently has more than one billion active users worldwide, which means it is a great option to open up your payments globally. Alipay wallet holders can pay on mobile using using the Alipay app, and scanning a QR code generated from the Payment app. Payments are authenticated with the customer’s login credentials and dispute rates are very low.

 

Stripe lists the eligibility requirements as follows:

Availability

All countries supported by Stripe

Customer Geography

Chinese consumers, overseas Chinese, and Chinese travelers
Payment Method Type Digital wallet
Payment Completion Customer-initiated
Presentment Currency CNY, AUD, CAD, EUR, GBP, HKD, JPY, SGD, MYR, NZD, USD
Refunds Yes
Partial Refunds Yes
Recurring Payments Supported through Stripe if approved

 

Read more about Stripe's integration with the Alipay payment method

 

WeChat Pay Eligibility

WeChat Pay, the digital wallet inside the popular Chinese messaging app WeChat, has more than 900 million active monthly users. The users can make a payment directly via the WeChat app or via a QR code, which would be generated and presented from the Payment for Stripe app.

 

Stripe lists the eligibility requirements as follows:

Availability

All countries supported by Stripe

Customer Geography

All geographies with Chinese consumers

Payment Method Type Digital wallet
Payment Completion Customer-initiated
Presentment Currency

AUD, CAD, EUR, GBP, HKD, JPY, SGD, USD

Disputes No
Refunds Yes
Partial Refunds Yes
Recurring Payments No

 

Read more about Stripe's integration with the WeChat Pay payment method

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